Rate Trends: YTY, YTD, YTY
This entry was posted on 5/21/2008 11:22 AM and is filed under Management.
| Liquid
Accounts |
Change from May 20, 2007 |
from December 21, 2007 |
from April 21, 2008 |
| Interest
Checking $2,500 |
-22.39% |
-20.00% |
0.00% |
| Premium
Interest Checking $10K |
-30.53% |
-26.67% |
-1.49% |
| Regular
Savings $1K |
-24.68% |
-21.62% |
-3.33% |
| Money
Market $10K |
-40.63% |
-36.36% |
-2.92% |
| High
Liquid Money Market $25K |
-43.06% |
-38.58% |
-2.96% |
| High
Liquid Money Market $50K |
-42.32% |
-38.05% |
-3.66% |
| |
|
|
|
| Term
Accounts |
|
|
|
| 3 Month
CD $25K |
-40.25% |
-37.74% |
-3.02% |
| 6 Month
CD $25K |
-43.15% |
-39.30% |
-2.18% |
| 1 Year
CD $25K |
-42.96% |
-38.48% |
0.00% |
| 2 Year
CD $25K |
-38.32% |
-33.50% |
1.54% |
| 5 Year
CD $25K |
-28.73% |
-23.81% |
2.24% |
| 1 Year
Jumbo CD |
-43.02% |
-38.21% |
0.00% |
| |
|
|
|
| Average
Checking Fees & Service Charges at Nat'l Banks |
|
|
|
| Flat Fee
Checking — Monthly Fee |
-5.31% |
-1.72% |
0.18% |
| NSF Fee |
0.89% |
0.60% |
0.42% |
| ATM
Surcharge Fee |
11.49% |
5.43% |
2.65% |
| Stop
Payment Fee |
3.52% |
1.79% |
0.32% |
| Bill Pay
Monthly Fee |
2.41% |
0.00% |
0.00% |
| |
|
|
|
| Direct
Auto Loans |
|
|
|
| New - 3
yr term, $20K |
-8.46% |
-6.94% |
-0.38% |
| New - 4
yr term, $25K |
-8.48% |
-6.67% |
-0.66% |
| New - 5
yr term, $30K |
-8.32% |
-6.34% |
-0.33% |
| Used - 1
yr old, 5 yr term, $30K |
-6.80% |
-6.57% |
-0.71% |
| Used - 2
yr old, 4 yr term, $20K |
-7.49% |
-7.05% |
-0.94% |
| Used - 3
yr old, 3 yr term, $20K |
-7.36% |
-7.43% |
-0.61% |
| |
|
|
|
| Conventional
First Mortgage |
|
|
|
| 15 Year
Fixed Conforming |
-5.67% |
-3.66% |
-0.09% |
| 30 Year
Fixed Conforming |
-3.57% |
-2.63% |
-0.35% |
| 15 Year
Fixed Jumbo |
10.18% |
2.84% |
-1.67% |
| 30 Year
Fixed Jumbo |
11.41% |
4.44% |
-1.68% |
| 3 Year
Adjustable Conforming |
-29.11% |
-23.26% |
4.82% |
| 5 Year
Adjustable Conforming |
-26.95% |
-21.49% |
3.03% |
| 7 Year
Adjustable Conforming |
-23.63% |
-18.96% |
1.78% |
