Rate Trends YTD, MTD, YTY
This entry was posted on 4/22/2008 11:18 AM and is filed under Management.
| Liquid
Accounts |
Change from April 20, 2007 |
Change from December 21, 2007 |
Change from March 21, 2008 |
| Interest
Checking $2,500 |
-22.39% |
-20.00% |
-7.14% |
| Premium
Interest Checking $10K |
-29.47% |
-25.56% |
-9.46% |
| Regular
Savings $1K |
-22.08% |
-18.92% |
-6.25% |
| Money
Market $10K |
-38.29% |
-34.45% |
-12.18% |
| High
Liquid Money Market $25K |
-40.70% |
-36.70% |
-13.33% |
| High
Liquid Money Market $50K |
-39.75% |
-35.69% |
-13.18% |
| |
|
|
|
| Term
Accounts |
|
|
|
| 3 Month
CD $25K |
-38.39% |
-35.81% |
-11.95% |
| 6 Month
CD $25K |
-41.88% |
-37.94% |
-11.58% |
| 1 Year
CD $25K |
-42.96% |
-38.48% |
-10.33% |
| 2 Year
CD $25K |
-39.25% |
-34.51% |
-8.45% |
| 5 Year
CD $25K |
-30.44% |
-25.48% |
-4.28% |
| 1 Year
Jumbo CD |
-42.89% |
-38.21% |
-10.11% |
| |
|
|
|
| Average
Checking Fees & Service Charges at Nat'l Banks |
|
|
|
| Flat Fee
Checking — Monthly Fee |
-7.62% |
-1.89% |
-2.06% |
| NSF Fee |
0.39% |
0.18% |
1.47% |
| ATM
Surcharge Fee |
8.62% |
2.72% |
0.00% |
| Stop
Payment Fee |
3.34% |
1.46% |
0.40% |
| Bill Pay
Monthly Fee |
12.93% |
0.00% |
0.00% |
| |
|
|
|
| Direct
Auto Loans |
|
|
|
| New - 3
yr term, $20K |
-8.07% |
-6.58% |
-2.22% |
| New - 4
yr term, $25K |
-7.87% |
-6.05% |
-1.95% |
| New - 5
yr term, $30K |
-7.83% |
-6.03% |
-1.81% |
| Used - 1
yr old, 5 yr term, $30K |
-6.47% |
-5.91% |
-1.41% |
| Used - 2
yr old, 4 yr term, $20K |
-6.63% |
-6.16% |
-1.39% |
| Used - 3
yr old, 3 yr term, $20K |
-6.71% |
-6.86% |
-1.89% |
| |
|
|
|
| Conventional
First Mortgage |
|
|
|
| 15 Year
Fixed Conforming |
-5.59% |
-3.58% |
2.94% |
| 30 Year
Fixed Conforming |
-3.24% |
-2.29% |
0.83% |
| 15 Year
Fixed Jumbo |
12.05% |
4.58% |
0.61% |
| 30 Year
Fixed Jumbo |
13.30% |
6.22% |
0.29% |
| 3 Year
Adjustable Conforming |
-32.36% |
-26.79% |
2.30% |
| 5 Year
Adjustable Conforming |
-29.09% |
-23.79% |
1.29% |
| 7 Year
Adjustable Conforming |
-24.97% |
-20.38% |
0.36% |
