Rate Trends Y2Y, Y2date, M2M
This entry was posted on 3/21/2008 11:14 AM and is filed under Management.
| Liquid
Accounts |
Change from March 21, 2007 |
Change from December 21, 2007 |
Change from February 20, 2008 |
| Interest
Checking $2,500 |
-16.42% |
-13.85% |
-3.45% |
| Premium
Interest Checking $10K |
-22.11% |
-17.78% |
-3.90% |
| Regular
Savings $1K |
-15.79% |
-13.51% |
-4.48% |
| Money
Market $10K |
-29.09% |
-25.36% |
-8.24% |
| High
Liquid Money Market $25K |
-31.34% |
-26.97% |
-9.30% |
| High
Liquid Money Market $50K |
-30.16% |
-25.93% |
-8.71% |
| |
|
|
|
| Term
Accounts |
|
|
|
| 3 Month
CD $25K |
-29.81% |
-27.10% |
-8.50% |
| 6 Month
CD $25K |
-33.93% |
-29.81% |
-9.76% |
| 1 Year
CD $25K |
-36.38% |
-31.39% |
-9.67% |
| 2 Year
CD $25K |
-33.80% |
-28.46% |
-7.79% |
| 5 Year
CD $25K |
-27.49% |
-22.14% |
-4.11% |
| 1 Year
Jumbo CD |
-36.47% |
-31.27% |
-9.48% |
| |
|
|
|
| Average
Checking Fees & Service Charges at Nat'l Banks |
|
|
|
| Flat Fee
Checking — Monthly Fee |
-5.67% |
0.17% |
0.69% |
| NSF Fee |
-1.03% |
-1.28% |
0.18% |
| ATM
Surcharge Fee |
8.62% |
2.72% |
0.53% |
| Stop
Payment Fee |
2.93% |
1.06% |
0.18% |
| Bill Pay
Monthly Fee |
12.93% |
0.00% |
0.00% |
| |
|
|
|
| Direct
Auto Loans |
|
|
|
| New - 3
yr term, $20K |
-5.63% |
-4.47% |
-1.87% |
| New - 4
yr term, $25K |
-5.70% |
-4.18% |
-1.81% |
| New - 5
yr term, $30K |
-5.97% |
-4.30% |
-1.98% |
| Used - 1
yr old, 5 yr term, $30K |
-4.79% |
-4.56% |
-1.93% |
| Used - 2
yr old, 4 yr term, $20K |
-4.66% |
-4.84% |
-1.83% |
| Used - 3
yr old, 3 yr term, $20K |
-4.43% |
-5.07% |
-1.54% |
| |
|
|
|
| Conventional
First Mortgage |
|
|
|
| 15 Year
Fixed Conforming |
-5.81% |
-6.33% |
-0.91% |
| 30 Year
Fixed Conforming |
-4.08% |
-3.09% |
0.17% |
| 15 Year
Fixed Jumbo |
13.79% |
3.95% |
7.25% |
| 30 Year
Fixed Jumbo |
13.59% |
5.92% |
6.97% |
| 3 Year
Adjustable Conforming |
-27.57% |
-28.43% |
-4.23% |
| 5 Year
Adjustable Conforming |
-23.64% |
-24.76% |
-1.81% |
| 7 Year
Adjustable Conforming |
-19.35% |
-20.66% |
0.72% |
