Rate Trends: Year and Year to Date
This entry was posted on 2/20/2008 1:47 PM and is filed under Management.
| Liquid
Accounts |
Change from Feb 20, 2007 |
Change from December 21, 2007 |
| Interest
Checking $2,500 |
-13.43% |
-10.77% |
| Premium
Interest Checking $10K |
-18.95% |
-14.44% |
| Regular
Savings $1K |
-10.67% |
-9.46% |
| Money
Market $10K |
-22.02% |
-18.66% |
| High
Liquid Money Market $25K |
-23.76% |
-19.48% |
| High
Liquid Money Market $50K |
-22.76% |
-18.86% |
| |
|
|
| Term
Accounts |
|
|
| 3 Month
CD $25K |
-22.57% |
-20.32% |
| 6 Month
CD $25K |
-26.79% |
-22.22% |
| 1 Year
CD $25K |
-29.74% |
-24.05% |
| 2 Year
CD $25K |
-28.37% |
-22.42% |
| 5 Year
CD $25K |
-24.89% |
-18.81% |
| 1 Year
Jumbo CD |
-30.14% |
-24.07% |
| |
|
|
| Average
Checking Fees & Service Charges at Nat'l Banks |
|
|
| Flat Fee
Checking — Monthly Fee |
-6.02% |
-0.52% |
| NSF Fee |
-1.07% |
-1.45% |
| ATM
Surcharge Fee |
8.67% |
2.17% |
| Stop
Payment Fee |
2.86% |
0.87% |
| Bill Pay
Monthly Fee |
14.67% |
0.00% |
| |
|
|
| Direct
Auto Loans |
|
|
| New - 3
yr term, $20K |
-3.59% |
-2.65% |
| New - 4
yr term, $25K |
-3.66% |
-2.42% |
| New - 5
yr term, $30K |
-4.26% |
-2.37% |
| Used - 1
yr old, 5 yr term, $30K |
-2.61% |
-2.69% |
| Used - 2
yr old, 4 yr term, $20K |
-2.77% |
-3.07% |
| Used - 3
yr old, 3 yr term, $20K |
-2.65% |
-3.59% |
| |
|
|
| Conventional
First Mortgage |
|
|
| 15 Year
Fixed Conforming |
-4.95% |
-5.48% |
| 30 Year
Fixed Conforming |
-4.24% |
-3.25% |
| 15 Year
Fixed Jumbo |
6.10% |
-3.08% |
| 30 Year
Fixed Jumbo |
6.19% |
-0.98% |
| 3 Year
Adjustable Conforming |
-24.38% |
-25.28% |
| 5 Year
Adjustable Conforming |
-22.23% |
-23.38% |
| 7 Year
Adjustable Conforming |
-19.92% |
-21.23% |
