Rate Trend Changes, 1 month and 12 months
This entry was posted on 1/23/2008 12:08 PM and is filed under Management.
| Liquid
Accounts |
Change from Jan 22, 2007 |
Change from December 21, 2007 |
Interest
Checking $2,500 |
-1.52% |
0.00% |
Premium
Interest Checking $10K |
-4.26% |
0.00% |
Regular
Savings $1K |
-3.95% |
-1.35% |
Money
Market $10K |
-5.50% |
-1.44% |
High
Liquid Money Market $25K |
-6.07% |
-1.50% |
High
Liquid Money Market $50K |
-5.81% |
-1.68% |
| |
|
|
| Term
Accounts |
|
|
3 Month
CD $25K |
-5.35% |
-2.90% |
6 Month
CD $25K |
-8.44% |
-2.98% |
1 Year
CD $25K |
-11.48% |
-4.30% |
2 Year
CD $25K |
-11.40% |
-4.03% |
5 Year
CD $25K |
-10.79% |
-3.57% |
1 Year
Jumbo CD |
-11.90% |
-4.47% |
| |
|
|
| Average
Checking Fees & Service Charges at Nat'l Banks |
|
|
Flat Fee
Checking — Monthly Fee |
-5.39% |
-0.34% |
NSF Fee |
-0.39% |
-1.06% |
ATM
Surcharge Fee |
8.67% |
2.17% |
Stop
Payment Fee |
2.91% |
0.58% |
Bill Pay
Monthly Fee |
14.67% |
0.00% |
| |
|
|
| Direct
Auto Loans |
|
|
New - 3
yr term, $20K |
-1.87% |
-0.99% |
New - 4
yr term, $25K |
-1.72% |
-0.52% |
New - 5
yr term, $30K |
-2.31% |
-0.41% |
Used - 1
yr old, 5 yr term, $30K |
-0.89% |
-0.73% |
Used - 2
yr old, 4 yr term, $20K |
-0.55% |
-1.19% |
Used - 3
yr old, 3 yr term, $20K |
-0.83% |
-1.97% |
| |
|
|
| Conventional
First Mortgage |
|
|
15 Year
Fixed Conforming |
0.56% |
0.00% |
30 Year
Fixed Conforming |
-1.02% |
0.00% |
15 Year
Fixed Jumbo |
9.47% |
0.00% |
30 Year
Fixed Jumbo |
7.25% |
0.00% |
3 Year
Adjustable Conforming |
1.20% |
0.00% |
5 Year
Adjustable Conforming |
1.50% |
0.00% |
7 Year
Adjustable Conforming |
1.66% |
0.00% |
