Rate Trends YTD and MTD
This entry was posted on 12/20/2007 12:15 PM and is filed under Management.
| Liquid
Accounts |
Change from Dec 21, 2006 |
Change from November 20, 2007 |
| Interest
Checking $2,500 |
-1.52% |
-1.52% |
| Premium
Interest Checking $10K |
-4.26% |
-2.17% |
| Regular
Savings $1K |
-1.33% |
-1.33% |
| Money
Market $10K |
-3.69% |
-1.42% |
| High
Liquid Money Market $25K |
-3.96% |
-2.55% |
| High
Liquid Money Market $50K |
-3.57% |
-2.62% |
| |
|
|
| Term
Accounts |
|
|
| 3 Month
CD $25K |
-2.52% |
-1.27% |
| 6 Month
CD $25K |
-5.38% |
-1.86% |
| 1 Year
CD $25K |
-7.49% |
-1.99% |
| 2 Year
CD $25K |
-7.67% |
-2.46% |
| 5 Year
CD $25K |
-7.69% |
-2.55% |
| 1 Year
Jumbo CD |
-7.78% |
-2.18% |
| |
|
|
| Average
Checking Fees & Service Charges at Nat'l Banks |
|
|
| Flat Fee
Checking — Monthly Fee |
-4.13% |
0.17% |
| NSF Fee |
1.04% |
-0.07% |
| ATM
Surcharge Fee |
6.36% |
1.10% |
| Stop
Payment Fee |
2.70% |
0.51% |
| Bill Pay
Monthly Fee |
12.93% |
0.00% |
| |
|
|
| Direct
Auto Loans |
|
|
| New - 3
yr term, $20K |
-0.64% |
-0.70% |
| New - 4
yr term, $25K |
-1.06% |
-0.81% |
| New - 5
yr term, $30K |
-1.74% |
-0.74% |
| Used - 1
yr old, 5 yr term, $30K |
-0.04% |
-0.55% |
| Used - 2
yr old, 4 yr term, $20K |
0.27% |
-0.71% |
| Used - 3
yr old, 3 yr term, $20K |
0.52% |
-0.62% |
| |
|
|
| Conventional
First Mortgage |
|
|
| 15 Year
Fixed Conforming |
0.56% |
-1.23% |
| 30 Year
Fixed Conforming |
-1.02% |
-0.83% |
| 15 Year
Fixed Jumbo |
9.47% |
-1.17% |
| 30 Year
Fixed Jumbo |
7.25% |
-0.32% |
| 3 Year
Adjustable Conforming |
1.20% |
0.67% |
| 5 Year
Adjustable Conforming |
1.50% |
0.83% |
| 7 Year
Adjustable Conforming |
1.66% |
0.75% |
