Rate Trends YTD and MTD
This entry was posted on 10/19/2007 12:11 PM and is filed under Management.
| Liquid
Accounts |
Change from Dec 21, 2006 |
Change from Sept 21, 2007 |
| Interest
Checking $2,500 |
1.52% |
-2.90% |
| Premium
Interest Checking $10K |
0.00% |
-3.09% |
| Regular
Savings $1K |
1.33% |
-1.30% |
| Money
Market $10K |
0.92% |
-3.10% |
| High
Liquid Money Market $25K |
-0.36% |
-3.48% |
| High
Liquid Money Market $50K |
0.32% |
-3.13% |
| |
|
|
| Term
Accounts |
|
|
| 3 Month
CD $25K |
0.63% |
-1.54% |
| 6 Month
CD $25K |
-1.03% |
-1.53% |
| 1 Year
CD $25K |
-3.04% |
-2.36% |
| 2 Year
CD $25K |
-3.02% |
-2.34% |
| 5 Year
CD $25K |
-3.30% |
-1.57% |
| 1 Year
Jumbo CD |
-3.20% |
-2.31% |
| |
|
|
| National
Banks |
|
|
| Average
Checking Fees & Service Charges |
|
|
| Flat Fee
Checking — Monthly Fee |
-0.50% |
-0.66% |
| NSF Fee |
0.82% |
0.21% |
| ATM
Surcharge Fee |
4.62% |
0.00% |
| Stop
Payment Fee |
1.76% |
0.41% |
| Bill Pay
Monthly Fee |
12.93% |
0.00% |
| |
|
|
| Consumer
Lending Products |
|
|
| |
|
|
| Direct
Auto Loans |
|
|
| New
Autos - 3 yr term, $20K |
0.36% |
-0.07% |
| New
Autos - 4 yr term, $25K |
-0.01% |
-0.36% |
| New
Autos - 5 yr term, $30K |
-0.66% |
-0.46% |
| Used
Autos - 1 yr old, 5 yr term, $30K |
0.81% |
-0.07% |
| Used
Autos - 2 yr old, 4 yr term, $20K |
1.09% |
-0.16% |
| Used
Autos - 3 yr old, 3 yr term, $20K |
0.87% |
0.03% |
| |
|
|
| Conventional
First Mortgage |
|
|
| 15 Year
Fixed Conforming |
4.43% |
-0.24% |
| 30 Year
Fixed Conforming |
2.26% |
0.30% |
| 15 Year
Fixed Jumbo |
13.34% |
-2.00% |
| 30 Year
Fixed Jumbo |
9.59% |
-2.58% |
| 3 Year
Adjustable Conforming |
5.92% |
1.06% |
| 5 Year
Adjustable Conforming |
5.78% |
0.29% |
| 7 Year
Adjustable Conforming |
5.68% |
0.09% |
