Rate Trends Since December 2006
This entry was posted on 8/21/2007 12:31 PM and is filed under Management.
| Liquid
Accounts |
Change from Dec 21, 2006 |
Change from July 19, 2007 |
| Interest
Checking $2,500 |
4.55% |
0.00% |
| Premium
Interest Checking $10K |
3.19% |
0.00% |
| Regular
Savings $1K |
2.67% |
0.00% |
| Money
Market $10K |
4.15% |
0.44% |
| High
Liquid Money Market $25K |
4.32% |
-0.34% |
| High
Liquid Money Market $50K |
4.55% |
0.00% |
| |
|
|
| Term
Accounts |
|
|
| 3 Month
CD $25K |
2.20% |
0.00% |
| 6 Month
CD $25K |
1.03% |
-0.25% |
| 1 Year
CD $25K |
0.23% |
-0.23% |
| 2 Year
CD $25K |
0.47% |
-0.23% |
| 5 Year
CD $25K |
-0.44% |
-0.22% |
| 1 Year
Jumbo CD |
0.46% |
0.00% |
| |
|
|
| National
Banks |
|
|
| Average
Checking Fees & Service Charges |
|
|
| Flat Fee
Checking — Monthly Fee |
-0.33% |
0.00% |
| NSF Fee |
1.00% |
-0.14% |
| ATM
Surcharge Fee |
4.62% |
2.84% |
| Stop
Payment Fee |
1.54% |
0.07% |
| Bill Pay
Monthly Fee |
12.93% |
0.00% |
| |
|
|
| Consumer
Lending Products |
|
|
| |
|
|
| Direct
Auto Loans |
|
|
| New
Autos - 3 yr term, $20K |
0.57% |
-0.31% |
| New
Autos - 4 yr term, $25K |
0.67% |
-0.12% |
| New
Autos - 5 yr term, $30K |
0.04% |
-0.19% |
| Used
Autos - 1 yr old, 5 yr term, $30K |
1.06% |
-0.19% |
| Used
Autos - 2 yr old, 4 yr term, $20K |
1.70% |
0.20% |
| Used
Autos - 3 yr old, 3 yr term, $20K |
0.97% |
-0.08% |
| |
|
|
| Conventional
First Mortgage |
|
|
| 15 Year
Fixed Conforming |
8.01% |
-1.37% |
| 30 Year
Fixed Conforming |
5.37% |
-0.88% |
| 15 Year
Fixed Jumbo |
14.99% |
4.40% |
| 30 Year
Fixed Jumbo |
12.46% |
5.20% |
| 3 Year
Adjustable Conforming |
8.00% |
-3.26% |
| 5 Year
Adjustable Conforming |
8.64% |
-2.68% |
| 7 Year
Adjustable Conforming |
8.67% |
-2.04% |
