Rate Trend Changes
This entry was posted on 7/24/2007 11:19 AM and is filed under Management.
| Liquid
Accounts |
Change from Dec 21, 2006 |
Change from June 21, 2007 |
| Interest
Checking $2,500 |
4.55% |
2.99% |
| Premium
Interest Checking $10K |
3.19% |
2.11% |
| Regular
Savings $1K |
2.67% |
0.00% |
| Money
Market $10K |
3.69% |
0.45% |
| High
Liquid Money Market $25K |
4.68% |
1.04% |
| High
Liquid Money Market $50K |
4.55% |
0.94% |
| |
|
|
| Term
Accounts |
|
|
| 3 Month
CD $25K |
2.20% |
0.62% |
| 6 Month
CD $25K |
1.28% |
0.25% |
| 1 Year
CD $25K |
0.47% |
0.70% |
| 2 Year
CD $25K |
0.70% |
1.17% |
| 5 Year
CD $25K |
-0.22% |
1.11% |
| 1 Year
Jumbo CD |
0.46% |
0.46% |
| |
|
|
| National
Banks |
|
|
| Average
Checking Fees & Service Charges |
|
|
| Flat Fee
Checking — Monthly Fee |
-0.33% |
0.17% |
| NSF Fee |
1.15% |
0.39% |
| ATM
Surcharge Fee |
1.73% |
1.15% |
| Stop
Payment Fee |
1.46% |
0.48% |
| Bill Pay
Monthly Fee |
12.93% |
2.41% |
| |
|
|
| Consumer
Lending Products |
|
|
| |
|
|
| Direct
Auto Loans |
|
|
| New
Autos - 3 yr term, $20K |
0.88% |
-0.13% |
| New
Autos - 4 yr term, $25K |
0.80% |
-0.10% |
| New
Autos - 5 yr term, $30K |
0.24% |
-0.14% |
| Used
Autos - 1 yr old, 5 yr term, $30K |
1.25% |
1.04% |
| Used
Autos - 2 yr old, 4 yr term, $20K |
1.50% |
0.75% |
| Used
Autos - 3 yr old, 3 yr term, $20K |
1.04% |
0.60% |
| |
|
|
| Conventional
First Mortgage |
|
|
| 15 Year
Fixed Conforming |
9.51% |
6.63% |
| 30 Year
Fixed Conforming |
6.31% |
6.36% |
| 15 Year
Fixed Jumbo |
10.14% |
7.80% |
| 30 Year
Fixed Jumbo |
6.91% |
6.33% |
| 3 Year
Adjustable Conforming |
11.64% |
1.91% |
| 5 Year
Adjustable Conforming |
11.63% |
2.34% |
| 7 Year
Adjustable Conforming |
10.93% |
2.83% |
