National Rate Trends for June 2007
This entry was posted on 6/22/2007 1:55 PM and is filed under Management.
Percentage Change in Rates as of June 21, 2007:
| Liquid
Accounts |
Change from Dec 21, 2006 |
Change from May 21, 2007 |
| Interest
Checking $2,500 |
3.03% |
1.49% |
| Premium
Interest Checking $10K |
2.13% |
1.05% |
| Regular
Savings $1K |
2.67% |
0.00% |
| Money
Market $10K |
3.23% |
0.00% |
| High
Liquid Money Market $25K |
3.96% |
0.35% |
| High
Liquid Money Market $50K |
4.22% |
0.63% |
| |
|
|
| Term
Accounts |
|
|
| 3 Month
CD $25K |
1.57% |
0.00% |
| 6 Month
CD $25K |
1.03% |
0.00% |
| 1 Year
CD $25K |
0.23% |
0.47% |
| 2 Year
CD $25K |
0.00% |
0.47% |
| 5 Year
CD $25K |
-0.66% |
0.67% |
| 1 Year
Jumbo CD |
0.23% |
0.23% |
| |
|
|
| National
Banks |
|
|
| Checking
Fees & Service Charges |
|
|
| Flat Fee
Checking — Monthly Fee |
-0.66% |
-0.17% |
| NSF Fee |
0.93% |
0.18% |
| ATM
Surcharge Fee |
1.16% |
0.57% |
| Stop
Payment Fee |
1.31% |
0.33% |
| Bill Pay
Monthly Fee |
12.93% |
2.41% |
| |
|
|
| Consumer
Lending Products |
|
|
| |
|
|
| Direct
Auto Loans |
|
|
| New
Autos - 3 yr term, $20K |
1.17% |
0.15% |
| New
Autos - 4 yr term, $25K |
0.96% |
0.07% |
| New
Autos - 5 yr term, $30K |
0.29% |
-0.08% |
| Used
Autos - 1 yr old, 5 yr term, $30K |
0.64% |
0.43% |
| Used
Autos - 2 yr old, 4 yr term, $20K |
0.94% |
0.20% |
| Used
Autos - 3 yr old, 3 yr term, $20K |
0.99% |
0.55% |
| |
|
|
| Conventional
First Mortgage |
|
|
| 15 Year
Fixed Conforming |
8.82% |
5.95% |
| 30 Year
Fixed Conforming |
5.80% |
5.85% |
| 15 Year
Fixed Jumbo |
8.96% |
6.64% |
| 30 Year
Fixed Jumbo |
6.52% |
5.94% |
| 3 Year
Adjustable Conforming |
10.93% |
1.26% |
| 5 Year
Adjustable Conforming |
10.98% |
1.74% |
| 7 Year
Adjustable Conforming |
10.30% |
2.24% |
