National Rate Trends since December 21, 2006
This entry was posted on 4/20/2007 3:38 PM and is filed under Management.
Rate trends as of April 20, 2007:
iquid
Accounts |
Change from Dec 21, 2006 |
Change from March 21, 2007 |
Interest
Checking $2,500 |
1.52% |
0.00% |
Premium
Interest Checking $10K |
1.06% |
0.00% |
Regular
Savings $1K |
2.67% |
1.32% |
Money
Market $10K |
2.30% |
0.91% |
High
Liquid Money Market $25K |
2.52% |
0.35% |
High
Liquid Money Market $50K |
2.92% |
0.63% |
|
|
|
Term
Accounts |
|
|
3 Month
CD $25K |
1.57% |
0.31% |
6 Month
CD $25K |
1.03% |
0.51% |
1 Year
CD $25K |
-0.23% |
0.00% |
2 Year
CD $25K |
-0.47% |
-0.23% |
5 Year
CD $25K |
-1.10% |
-0.22% |
1 Year
Jumbo CD |
-0.23% |
0.00% |
|
|
|
National
Banks |
|
|
Checking
Fees & Service Charges |
|
|
Flat Fee
Checking — Monthly Fee |
1.82% |
0.00% |
NSF Fee |
0.82% |
0.04% |
ATM
Surcharge Fee |
0.58% |
0.00% |
Stop
Payment Fee |
0.82% |
0.00% |
Bill Pay
Monthly Fee |
0.00% |
0.00% |
|
|
|
Consumer
Lending Products |
|
|
|
|
|
Direct
Auto Loans |
|
|
New
Autos - 3 yr term, $20K |
0.97% |
0.38% |
New
Autos - 4 yr term, $25K |
0.89% |
0.36% |
New
Autos - 5 yr term, $30K |
0.18% |
0.18% |
Used
Autos - 1 yr old, 5 yr term, $30K |
0.56% |
0.35% |
Used
Autos - 2 yr old, 4 yr term, $20K |
0.77% |
0.69% |
Used
Autos - 3 yr old, 3 yr term, $20K |
0.37% |
0.51% |
|
|
|
Mortgage
Lending Products |
|
|
15 Year
Fixed Conforming |
2.70% |
2.70% |
30 Year
Fixed Conforming |
-0.05% |
-0.05% |
15 Year
Fixed Jumbo |
2.17% |
2.17% |
30 Year
Fixed Jumbo |
0.54% |
0.54% |
3 Year
Adjustable Conforming |
9.55% |
9.55% |
5 Year
Adjustable Conforming |
9.08% |
9.08% |
7 Year
Adjustable Conforming |
7.88% |
7.88% |
